Sunday, July 19, 2009

What is the best health insurance and life insurance policies to go with?


What is the best health insurance and life insurance policies to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?


Answer

Best Answer - Chosen by Asker

You can compare the quotes of various company here:

For Life Insurance :
http://free-best-life-insures-comparator-usa.blogspot.com/

For Health Insurance
http://top-usa-health-insurance-comparator.blogspot.com/


Hope this help

8 comments:

  1. I was in the same position when I shopped for the insurance policy the very first time. I did followed the way to shop it online and it really helped me as I had saved hundreds while doing so and got the best policy.

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  2. There are different kinds of insurance, and it would really be up to you what to choose. Here are some tips that could help. First is to understand your needs. No one understands your financial situation better than you. That means you should avoid letting someone else tell you how much protection you need. Second is to understand term insurance versus permanent insurance. Remember to buy what you need, and make adjustments as changes become necessary. Term insurance is typically renewable and should have a convertibility clause, which allows you to make changes in the future. Third, is to take a 30-day “free look,” and test run your policy if it works for you. You have 30 days to look at the policy and understand it; if it doesn’t satisfy you, cancel it.

    Elnora Cowger

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  3. Before you purchase health insurance, you have to first determine what you need out of an insurance plan. Assess your needs so that you are sure that you get the one that adequately covers all your medical needs and that is within your financial capacity. This will help you save money in the long run because you spend wisely on the things that just fit with your lifestyle and medical needs.

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  4. Good point, Fe. In addition, you should also first get to know the different types of health insurance. One type is the health maintenance organization (HMO). It is a popular type of insurance because of its low premiums and deductibles. Also, make sure to intently study the insurance’ policies to be able to get the best of its benefits.

    Hershel Duffey

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  5. You have to be sure that you understand the health insurance policy. This is important because what you might be expecting something that may be different from the health care plan that you are considering or something that is not even included in it.

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  6. It’s my fortune to go to at this blog and realize out my required stuff that is also in the quality.

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